Whether you’re buying or selling York County SC real estate, there’s a lot more that goes into a transaction than a simple hand-off of keys and check. If the seller and buyer have agreed to a purchase price, then a closing date must be scheduled. The following are the things that happen during a closing:

  • homes for sale in Fort Mill SCThe buyer will have to pay closing costs — Not only will they have to provide the agreed upon price in the form of the down payment and loan funds, but the buyer will have to pay for additional closing costs as well. These closing costs typically include attorney fees, loan origination fees, appraisal fees, title insurance fees, title search fees, recording fees, underwriting fees and more.
  • The buyer will have to show proof — Not only will you have to show proof of identification, you will also have to provide proof of insurance. A copy of payment for homeowner’s insurance as well as a flood insurance rider if you have one will be required by your lender before you can close.
  • Both the buyer and seller will have to sign numerous documents — Some of the documents that will require signatures in order to officially transfer ownership of the property include the purchase agreement, the title documents, the mortgage documents, the promissory note for the mortgage loan, the truth in lending statement and the deed to the home.
  • The seller hands over the keys to the house — Once all the proper documents have been signed and the closing costs have been paid for, the seller can hand the keys over.

These are the things that happen during a closing that you should be aware of. For information about buying or selling York County SC real estate, be sure to contact us at Randy Lindsay today.

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Randy has enjoyed over 32 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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