When buying a home in York County, you should know that homeowner’s insurance is not just an option to consider, it’s much more of a necessity. Homeowner’s insurance typically covers some basics with options for extra coverage. But even the most basic coverage is worth looking into for your home.
Basic Coverage usually covers some very specific things involving different types of damage to your home. These provisions cover you from certain kinds of weather damage, theft and various other things. One of the more important forms of coverage is the liability protection. Someone, even a friend of yours, can hurt themselves inside or outside your home and that person may decide to sue you. It’s cases such as these for which the liability coverage comes in handy.
There’s more to homeowner’s insurance that’s worth looking into. It’s especially necessary if you are buying a home in York County as an investment property. If you use it as a rental property, your tenants might have a lighter form of homeowner’s insurance known as renter’s insurance. But you would still do well to have your own policy on your property.
For more information about what homeowner’s insurance can do for you, contact us.