When you and your family are buying a home in York County, you want to make sure that you’ll be able to pay the mortgage and cover your other basic monthly expenses. As you put together a budget, consider using the 50/20/30 formula to ensure that you can cover all of the necessities. This formula goes as follows.

  1. 50% essential expenses. Essential expenses consist of the basic necessities such as food, shelter, and heating. There should only be four expenses in this category: housing, groceries, utilities, and transportation.

  2. 20% financial priorities. Your financial priorities are the goals necessary for establishing a solid financial foundation including savings and retirement contributions and any debt payments.

  3. 30% lifestyle choices. Lifestyle choices are the things that you choose to buy with your discretionary income. They can include everything from cable TV and internet to a gym membership to charitable donations.

Randy Lindsay specializes in real estate in York County, SC and Charlotte, NC. Our expert team of realtors is ready and willing to assist you with every step of the process for buying a home in York County. To get started with this process, fill out our contact form today.


Randy has enjoyed over 31 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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Real Estate in Rock Hill,

Fort Mill and surrounding

York county

Reviews on Zillow
"Randy was very easy to work with. He was open and honest, and always there to answer any questions or concerns we had. He was available and worked ... more "
by Diana Holliday
"My wife and I worked with Randy to sell our home located in the Lake Wylie area. Great job of preparing the information and advertising for the ... more "
by Bruce Dycus
"Randy actually helped us sell our old house and buy our new house. He was honest and hardworking and sold our home in a week. We were pleased with ... more "
by Jennifer Tobin
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