A lot of new homeowners aren’t too familiar with the terms of homeowner’s insurance, only with the fact that it’s a good idea to have it (and that it’s required if they are taking out a mortgage). One thing that you should be aware of is that the premiums you start off with may change from year to year. The following are a few things that can affect your homeowners insurance premiums:

  • Location – If the location of your home becomes more prone to certain natural disasters, such as wildfires or tornadoes, your premiums may go up to reflect this.
  • Age – No, not your age – but the age of the home. As a house grows older, it will eventually become more susceptible to damage. Your roof, electrical system, heating and cooling system and more will be more prone to damage, which means your house will cost more to insure.
  • Additions – If you build onto your home or add features, such as a swimming pool, your insurance will increase in cost in order to increase your coverage.

These are things that could affect your homeowners insurance premiums. Contact us at Randy Lindsay for a real estate agent in Fort Mill, SC today.


Randy has enjoyed over 31 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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Real Estate in Rock Hill,

Fort Mill and surrounding

York county

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"Randy was very easy to work with. He was open and honest, and always there to answer any questions or concerns we had. He was available and worked ... more "
by Diana Holliday
"My wife and I worked with Randy to sell our home located in the Lake Wylie area. Great job of preparing the information and advertising for the ... more "
by Bruce Dycus
"Randy actually helped us sell our old house and buy our new house. He was honest and hardworking and sold our home in a week. We were pleased with ... more "
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