closing costs for sellers

When selling a house, it’s important to keep in mind that you will have some fees to pay to complete the transaction. Depending on the situation, these fees will probably be around 5%-10% of the final closing price. Fortunately, you don’t have to pay out of pocket – the fees will be deducted from the proceeds of the sale.

In this article, we’ll discuss the most common closing costs you can expect to pay when selling a house.

What Closing Costs Will a Seller Need To Pay?

1. Real estate agent fees

The largest fee you’ll pay will most likely be the agent fee. In most situations, the seller pays the fees for both the selling and purchasing agents, which are typically 3% of the closing price for each agent. So, you’ll likely pay 6% total.

It’s possible to avoid half of those fees by selling the house without an agent. However, that opens the possibility of getting a lower-than-desired price for the home. Plus, that leaves you with the responsibility of doing the seller’s paperwork yourself.

These fees are theoretically negotiable. However, you would have to be in an excellent bargaining position – such as having a highly-desired property and multiple bidders – for this to be an option.

2. Taxes and fees

Your city, and possibly your state, will also require a percentage of the sale. The exact nature of the fees and who pays them will vary between areas, so be sure to do your homework.

In rare cases, you might be able to negotiate for the buyer to pay your taxes, but this would again require you to have a very advantageous bargaining position.

3. Title search and insurance

In nearly all areas, sellers need to prove they’re the legal owners of a property. This will require a title search through government records and may require an attorney’s oversight as well. 

You will also be expected to take out title insurance, which is insurance against any unexpected complications regarding the property’s ownership. This insurance is inexpensive and shouldn’t add much to the costs.

4. Existing mortgages or liens

If your home is under a mortgage or has a government lien against it, you will most likely have to pay those. This might happen before the sale or as part of the overall sale negotiations.  

In short: Do your research and know what fees you’ll need to pay before selling a house. This will avoid any unexpected surprises!


Randy has enjoyed over 32 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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