buying a home in 2021

Believe it or not, but there has actually been a surge in demand among homebuyers despite the pandemic. This is in part due to the low interest rates on mortgages and the desire for stability from a lot of renters turned first-time homebuyers. Unfortunately, many would-be sellers are less likely to sell during the pandemic due to the desire for stability. As such, there’s a limited supply available and a lot of competition, creating a seller’s market. With that in mind, the following are four tips for buying a home in 2021:

  1. Secure a mortgage pre-approval – Getting a mortgage pre-approval will give you a much clearer idea of what you can afford, thereby ensuring you don’t waste time looking at homes you can’t afford. A pre-approval letter can go a long way towards getting your offer accepted as well, especially if you’re competing against buyers without one.
  2. Calculate your budget and stick to it – Sit down and determine what your budget is. The size of the loan you can secure may not be what you can actually afford to pay, so keep monthly payments in mind. If you get caught in a bidding war with other buyers, do not go over your budget.
  3. Understand all of the costs of homeownership – First-time homebuyers often make the mistake of thinking they can afford a property they actually can’t, simply because they didn’t understand the total costs. Keep in mind things like utility costs, property taxes, and homeowner’s insurance.
  4. Work with a real estate agent – A real estate agent will not only provide helpful advice, but they can also help you find the types of houses you’re looking for and negotiate on your behalf.

Buying a home in 2021 can be challenging due to the limited supply and growing competition. These tips can help you on your homebuying journey. For more professional home buying advice, be sure to contact us at Randy Lindsay today.


Randy has enjoyed over 31 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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