The economy has been steadily improving, which means that the once low interest rates are bound to begin going up. If you were considering the purchase of a new home, now is probably the time to do it. The interest rates on home mortgage rates will begin going up relatively soon.

Borrowing money in general has been cheaper than it ever was ever since the Federal Reserve began to slash interest rates as a response to the credit crisis back in 2008. In fact, the costs of borrowing money have been at record lows for a few years, making it a great time to obtain a mortgage. Unfortunately, mortgage rates are only going to go up as the economy continues its recovery. Even if you purchase when interest rates have only increased by one percent, that one percent will reduce your purchasing power by almost 11 percent! For example, say you can afford a loan of $400,000 at a 4 percent rate right now.  If it’s 5 percent next year, you’ll only be able to afford a loan of $356,000.

Consider buying a home now and contact us at Randy Lindsay for advice on buying a home in York County.


Randy has enjoyed over 31 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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Real Estate in Rock Hill,

Fort Mill and surrounding

York county

Reviews on Zillow
"Randy was very easy to work with. He was open and honest, and always there to answer any questions or concerns we had. He was available and worked ... more "
by Diana Holliday
"My wife and I worked with Randy to sell our home located in the Lake Wylie area. Great job of preparing the information and advertising for the ... more "
by Bruce Dycus
"Randy actually helped us sell our old house and buy our new house. He was honest and hardworking and sold our home in a week. We were pleased with ... more "
by Jennifer Tobin
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