If you’re buying an existing home that wasn’t recently built, then you might want to consider looking for a seller that offers a home warranty (or requesting that the seller offer a home warranty). Buying a house is a huge investment. A home warranty can not only help protect your investment, but it can also provide you with peace of mind.

What does a home warranty cover?

A home warranty doesn’t cover damage done to the house itself. Homeowner’s insurance will cover that. Instead, a home warranty will cover the home’s major components, such as plumbing systems, HVAC equipment, electrical systems, and major appliances (such as refrigerators and washers and dryers). A home warranty will usually cover the cost of replacement or repairs to one of these components should anything go wrong with them.

While not usually necessary for new homes that have brand new systems and appliances installed, a home warranty is a good idea for older homes that have older and potentially outdated appliances and equipment. Repairing or replacing such equipment can end up being quite expensive without a warranty, and it’s not something that most homeowners want to pay for having just spent a significant amount of money on their down payment and closing costs.

A home warranty is purchased by the owner (seller) of the house and is an agreement between the owner and the warranty provider. The warranty provider will generally have an agreement with an approved service provider. This means that if something breaks down, you would call your warranty provider and they would send one of its service providers to inspect the issue.

If you’re buying an older home, a home warranty can be very beneficial. For more professional home buying advice, be sure to reach out to us at Randy Lindsay today.

MY BIO

Randy has enjoyed over 27 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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