closing on a homeIf you’re buying a home in Charlotte, then one of the most exciting days you can look forward to is the closing date. The closing is when you sign on the dotted lines and receive the keys to your new home. However, the closing is a little more complicated than that. The following are some of the things that you will need to bring with you on the date of the closing:

  • Your I.D. – You’ll be signing various documents that will need to be notarized, which means that you will need to have a government-issued I.D., like your driver’s license.
  • Certified or cashier’s checks – You’ll be responsible not just for the down payment of the house, but the closing costs. These costs include appraisal fees, loan origination fees, title search fees and more. Don’t just show up with a check for the down payment since you will need to have a check for these costs as well. You can find out how much they will cost beforehand so that you’re properly prepared.
  • Funds – It’s important that you speak with the escrowee or attorney and ask if they will accept a check. In some cases, you may be required to transmit your funds to the escrowee via wire transfer. In this case, you should make sure you have the funds to transfer a few days before closing. You may want to transfer the funds so that they reach the escrowee before the closing date to avoid delays.
  • Documents and paperwork – Ask your agent or lawyer if there are any outstanding documents or paperwork that you haven’t provided yet. You’ll need to bring these with you.



Randy has enjoyed over 25 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

read more

Real Estate in Rock Hill,

Fort Mill and surrounding

York county

Reviews on Zillow
"Randy was very easy to work with. He was open and honest, and always there to answer any questions or concerns we had. He was available and worked ... more "
by Diana Holliday
"My wife and I worked with Randy to sell our home located in the Lake Wylie area. Great job of preparing the information and advertising for the ... more "
by Bruce Dycus
"Randy actually helped us sell our old house and buy our new house. He was honest and hardworking and sold our home in a week. We were pleased with ... more "
by Jennifer Tobin
Mortgage calculator

Find us on Facebook