Selling a Home For the First Time? What You Need to Know…

Selling your first home can be challenging — there’s a good chance that you’ve lived there for some time now and have become emotionally attached as a result of the memories you’ve collected there. In fact, it’s this emotional attachment that can often hinder a homeowner who is looking to sell their home for the first time. Keeping that in mind, the following are a few basic tips that will help you sell your home.

  1. Don’t overprice your home – First-time home sellers often over evaluate how much their home is worth. Just because you’ve invested in a lot of renovations doesn’t necessarily mean you can add the cost of those renovations to the price tag. Overpricing your house is a huge mistake because the longer your property stays on the market, the more difficult it will be to sell.

  2. Use professional photography – Pay a professional photographer to take pictures of your home for your listing. Professional photographs will help make each room look spacious and well lit, thereby drawing more potential buyers to see your home in person.

  3. Use a real estate agent – A real estate agent can help guide you through the entire selling process. They can help you price your home correctly, will know how to market your home effectively, and can use their network to find motivated buyers.

  4. Don’t show up at your open house – An open house is a great way to drum up interest. However, if you’re there, potential buyers may be less inclined to talk about the property or to ask your agent honest questions about it. You may also be tempted to defend your home if you hear anyone talking about what they don’t like, which will only turn buyers off.

Selling your home for the first time can be stressful and difficult, but it doesn’t have to be. Follow these tips and the process should be much easier.

Can You Ever Buy a Home with Bad Credit?

If you want to become a homeowner, odds are you’re going to have to take out a home mortgage to do so. Few people can afford to pay for a house out of pocket, after all. In order to be approved for a loan, lenders will often check your credit. This is because your credit gives them an idea of how financially stable and how financially responsible you are. It can be difficult to secure a loan if you have poor credit. Fortunately, there are a few ways that you can buy a home despite having bad credit.

Look for Low Credit Loan Options

Some personal lenders may be willing to overlook your poor credit, especially if you have a standing relationship with them. However, you can expect to pay much higher interest rates as a result. In fact, you may even be required to make a larger down payment, which isn’t always possible. If your credit is well below what a traditional lender can approve, then there are a few loan programs that you might want to look into with low credit requirements. The most popular is the FHA loan.

The FHA loan only requires a credit score of 580 and a down payment of 3.5 percent. If your score is less than 580, you can still qualify, but you’ll have to pay a 10 percent down payment. You may also want to look into VA loans (if you’re a veteran) and USDA loans, both of which have minimum credit score requirements of 620 along with good terms.

Poor credit is not always your fault. Fortunately, there are some mortgage options that have low credit score requirements. For more information on what you need to secure a mortgage or to buy a house, contact us at Randy Lindsay today.

3 Easy Updates that Add Value to Your Home

Before you decide to officially put your house up on the market, you’ll want to do everything you can to try and raise the value. Investing in home improvements can be a way to do this; however, larger home improvements are often time-consuming and costly, even if they can result in a bump in value. Fortunately, there are still a few minor updates that you can make that could add value as well. The following are three easy updates that will add value to your property:

  1. Add a fresh coat of paint – A fresh coat of paint can help make a space look brighter and newer. This can be very helpful if you have an older home and your exterior paint job is beginning to fade. You can also add a new coat to your interior walls and even to your kitchen and bathroom cabinets.
  2. Replace old fixtures and hardware – Fixtures, like your bathroom and kitchen faucets, can have a big impact on the visual look of a space despite their small size. Upgrade to nicer fixtures and consider updating the hardware (doorknobs and drawer handles) throughout your home as well.
  3. Improve your landscape – Your exterior plays a big part in convincing homebuyers to come take a look inside. Make sure that at the very least you hire a landscaper to trim your bushes, cut your grass, and clear your yard. Consider adding flowers to add a punch of color to your landscape that will make it stand out.

These are three easy updates that will improve your home’s value without taking too long or costing an arm and a leg.

How to Calculate Your Offer Price – Getting it Right

There are few things as exciting in life as finally finding the perfect home for you and your family. However, the sticker price on the house you’re looking to buy isn’t set in stone. Immediately submitting an offer that matches the sticker price is usually not a good idea, especially if there aren’t any other interested buyers. You’ll want to submit a bid that the seller hopefully deems appropriate.

Getting Your Bid Right

Figuring out the right amount to bid is very important. You won’t want to overbid since you’ll want to save as much as you can on the house. Some properties may be overvalued by their owners, which means that even a bid that’s below sticker price may be too high. However, you won’t want to underbid either — if you bid too low, the seller won’t take you seriously and may even be insulted. The following are a few tips for determining how much you should bid:

  1. Figure out the market – You’ll have more room to negotiate if it’s a buyer’s market than if it’s a seller’s market.
  2. Look at comparable homes – Find out how much similar homes in the same area have sold for in the past six months.
  3. Look at sales trends – Find out if real estate in the area has been sold under, at, or above the list price in the past six months.
  4. Look into the seller’s situation – How long has the house been on the market? Does the seller need to move immediately? These impact their willingness to go below sticker price. Additionally, if they’re still paying off a mortgage, then they won’t go below a certain price.

Use these tips to calculate your offer price. To make sure you get your offer price right, work with a real estate agent by contacting us at Randy Lindsay today.

4 Tips for Selling Your Home from Another State

Selling a home from out of state can be a challenge; unfortunately, it’s not always a choice. For example, maybe you had to relocate right away for work and haven’t been able to sell your house yet–or maybe you were bequeathed the property of a deceased relative. Whatever the reason might be, the following are four tips to help you sell your home from another state:

  1. Prepare the house – If you were left the property by a relative, then you’ll want to visit the home in person in order to organize and remove belongings, especially those that might have some value. You’ll want to make sure the house isn’t cluttered as well. If you have to, you might want to consider renting a storage unit. If the house was always yours, then you’ll want to make sure it’s staged. Empty houses make a poor impression on sellers.

  2. Price the house properly – If you want to sell your house quickly, make sure it’s priced properly. Overpricing it will make it difficult to sell.

  3. Have a point of contact – Have someone that can check in on your house regularly and that can provide access to the house to potential buyers or to your real estate agent. They can also help prepare the house for sale.

  4. Use a local real estate agent – You’ll want to work with a real estate agent local to the area that can help you price the home properly, prepare it for sale, and attract motivated buyers as well as show the house on your behalf.

These four tips will help make it easier to sell a home out of state. If you’re selling a house from out of state in the Charlotte area, then be sure to contact us at Randy Lindsay for professional real estate advice.


Randy has enjoyed over 27 wonderful years in the Real Estate industry making dreams come true for homeowners.

Superior customer service is #1 to Randy and he provides this to all of his clients using knowledge, professionalism, integrity and persistence.

Randy is a successful and experienced real estate agent who expertly represents both buyers and sellers. Scores of Charlotte area residents have trusted Randy in the process of listing their homes to sell.

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