Moving across the country is no
easy task. It takes a lot of planning to make sure that everything goes
smoothly. It can cost a lot more to move such a long distance as well, especially
when compared to local moves. Fortunately, there are still ways that you can
save some money. The following are a few moving tips to help you save money moving across the
in high-quality moving boxes – Don’t use flimsy boxes to
pack your things. Use high-quality boxes that will hold together over a
long trip. They’re going to be stacked on top of each other shifting
around in the back of the truck, after all.
moving insurance – Movers will carry basic
moving insurance, but it will be limited to a certain amount per pound.
You’ll want to purchase additional insurance to make sure the actual
replacement value of your belongings will be covered.
unneeded items – Sort through your belongings
and sell, donate or toss all items you don’t need or never use. The fewer
things you have to load and unload, the less expensive the move will be.
a reputable, experienced mover – Don’t
just hire the cheapest mover. Doing so is a good way to lose or damage
items (or fall behind schedule). Look for a mover that has long distance
moving experience as they will know how to handle the specific challenges
that a cross-country move presents.
accommodations in advance – Do your research to find
affordable hotels to stay in during your trip so that you don’t end up
booking more expensive rooms last minute.
These may seem like simple
tips, but they will help you save money on your cross-country move.
Selling your first home can be a daunting task and a stressful process to boot. If you are planning on selling a house for the first time, then you’ll want to make sure that you keep the following tips for first-time home sellers in mind:
- Price your home properly – Don’t just add the cost of any renovations you’ve made on top of how much you paid for the house. That’s not how pricing works. Compare your house to similar properties that have sold in your area to determine what its value actually is. Overpricing your house will make it really difficult to sell.
- Repair your home – You don’t want to invest too much into your home in an attempt to raise the selling price or draw more buyers. However, at the very minimum, you should make all necessary repairs, both major and minor. Even small issues could turn buyers off.
- De-personalize your home – When showing your house, take down personal items, like family photographs or drawings. Try to create an inviting but neutral space.
- Don’t cut corners marketing your home – Invest in your listing. Showcase the features that make your house unique and have a professional photographer light your home to take high-quality pictures instead of just snapping photos using your smartphone.
- Hire a professional real estate agent – A real estate agent will be able to help you with all of the previously listed things. Additionally, they will have connections throughout the local real estate market, which means that they can connect you with homebuyers who are seriously interested right off the bat.
Be sure to keep these tips for first-time home sellers in mind if you are new to the home-selling market.
Your credit score matters. If you’re planning on buying a house, one of the first things you’ll want to do is check your credit. If you have bad credit, it can greatly affect your ability to qualify for a mortgage with beneficial terms. The following are just a few ways in which having bad credit can effect you when buying a house:
- Qualifying for a mortgage – Your credit score helps lenders determine how financially responsible and capable you are of paying your mortgage payments on time and in full. The lower your score is, the bigger of a risk you are. If your credit score is particularly bad (say, sub-500), then the lender may refuse to even qualify you for a mortgage.
- Larger down payments – The less you owe, the less of a risk you’ll present to the lender. This means that if you have bad credit, the you may be required to provide a larger down payment to help offset the risk that the lender is taking on you.
- Higher interest rate – If you have bad credit, then odds are your interest rate is going to be quite high. Not only will your monthly mortgage payments be higher, but you’ll end up paying much more over the initial cost of the house once you’ve finally paid off your home mortgage loan.
These are some of the ways that bad credit can affect you when you buy a house. Even if you are able to qualify for a mortgage with your bad credit score, you may want to consider holding off and working on improving your credit. Doing so can help you obtain better terms, which will benefit you over the long run.
One of the basic rules of selling a home is to dress it in a way that attracts as many buyers as possible. It’s why a lot of real estate agents recommend using neutral colors instead of bold colors when it comes to the interior. During the holidays, you might be a little hesitant to decorate in accordance to the holidays. The last thing you want to do is offend a potential buyer due to their religion. However, that doesn’t mean you should just ignore the holiday season altogether.
Decorating For the Holidays
Ignoring the holidays altogether when you decorate your house is generally not a good idea. This is because the majority of the buyers that come in to look at your house will acknowledge the holiday season even if they don’t participate in it. Decorating your house for the holidays will make your home more inviting and will make it easier for potential buyers to see themselves living in your house. Keeping that in mind, the following are a few basic tips for decorating for the holidays:
- Avoid using religious decoration, such as manger scenes.
- Avoid personal decorations, such as family photos or stockings with your family’s names on it.
- Don’t use too many decorations. You don’t want your home to look cluttered.
- Stringing holiday lights or hanging up wreaths are great examples of non-religious holiday decorations.
- Don’t add a holiday tree. This is not because of their religious connotation but because a tree can take up too much space and will draw all the attention away from any architectural features you may want to show off instead.
Don’t be afraid of decorating the house you’re selling during the holidays, just make sure that the decorations are appropriate.
Everyone has their list of wants and needs when it comes to finding a new house. However, if you have pets, then there are probably a few things that you’ll want to look for in particular when house hunting. The following are a few tips for choosing a house if you own a pet:
- HOA pet restrictions – There may be certain restrictions on different types of pets. It’s important that you check the HOA guidelines and rules to make sure your pet would be allowed before you buy a house.
- Look for a yard – Depending the type and the size of your pet, you may want a yard where it can play, run around, and possibly even sleep if it’s an outdoor pet (such as a larger dog). Look for a property with the size yard you need for your pet. You’ll also want fencing around that yard–and if there’s no fence, you’re going to have to build one.
- Look for a pet-friendly neighborhood – If you own a dog, you’ll want to live in a neighborhood where it’s easy to walk. If the house is right off a busy road, it may not be ideal. However, if the house is in a quiet neighborhood with large sidewalks or a nearby park, it may be perfect.
- Look for pet-friendly flooring – Carpeting is probably the least pet-friendly flooring since it will get dirty easily and will stain easily. Reclaimed or distressed hardwood flooring is best since scratches won’t stand out as much.
These are some of the most important things that you should look for if you’re house hunting and you own a pet. To help you find a house that’s pet-friendly, make sure that you work with a reputable real estate agent.